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Julie Bretz-Swinarski

Julie Bretz-Swinarski

Mortgage Broker/Owner
NMLS#: 926133

Phone: (407) 758-3443
[email protected]

Hello, welcome to my page.

Julie Bretz-Swinarski has been a key player in the mortgage and real estate industry.  She is well versed in all the products available to borrowers, but her high level of success is due to her unwavering commitment to provide exceptional customer satisfaction.  “I worked in the hospitality industry prior to the mortgage field, so the combination of guest satisfaction training and guideline knowledge allows me to create a truly exceptional overall experience,” she said. 

Recognized as a top producer through National Mortgage News, Julie is excited to bring her 15+ years’ experience and start her own brokerage with The Mortgage Studio Inc. 

She has extensive knowledge in FHA, Conventional and VA guidelines.  She works with first time homebuyers, investors and retirees looking for a second home in Florida. 

Julie enjoys working with her customers to help them achieve their personal goals. She values the lifetime relationships created through trust and communication.  

When not working, she enjoys spending time with family, friends and giving back to the community through the various charities she supports. 

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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